How Do People Afford Breast Implants?

When it comes to researching breast augmentation costs, you may find yourself comparing quotes and wondering, “How do people afford breast implants?” The good news is that you have options, and it is entirely possible to pay for your procedure without breaking the bank.

In this blog post, I will walk you through the different financial avenues available so you can make an informed decision.

Understanding Breast Augmentation Costs

Before we get started, we’ll first need to look at what your procedure cost entails. Googling “how much does a boob job cost in Los Angeles” may give you a rough estimate, but it’s far from a complete picture of what you can expect to pay. Online, patient-reported data on sites like RealSelf may not capture all the costs associated with breast augmentation, either, which may include:

• Type of Implants: Saline vs. silicone implants can have different price points, with silicone often being more expensive due to its natural feel and advanced technology.
• Surgical Fees: This includes the surgeon’s fee, facility charges, and anesthesia costs. Each of these components can vary based on the surgeon’s experience and the location of the procedure.
• Additional Expenses: Don’t forget about potential pre-operative consultations and postoperative follow-ups! These visits are crucial for monitoring your recovery and ensuring the best results. You may also have medical tests before surgery and need to budget for expenses such as prescription pain medication and compression garments.

Please note that most insurance plans do not cover breast augmentation, as it is typically considered an elective cosmetic procedure. Understanding this can help you plan accordingly, as you’ll likely be responsible for the full cost.

Financing Options

Fortunately, a number of flexible financing options are available to help make the cost of your breast augmentation more accessible. Our practice offers patient financing through Alphaeon® and CareCredit®, two reputable programs designed specifically for the elective healthcare setting. Here’s how they work:

• Alphaeon: This option offers a variety of plans tailored to your budget. You can select a payment plan that fits your lifestyle, allowing you to spread the cost over time and avoid large upfront payments.
• CareCredit: A popular choice among patients, CareCredit provides short-term and long-term financing options. With low monthly payments and no interest if paid in full within a promotional period, it’s a great way to manage your expenses without feeling overwhelmed.

My team and I are happy to guide you through the application process and are here to answer your questions about financing your procedure.

Additional Ways To Afford Breast Implants

In addition to plastic surgery financing, you may wish to consider the following methods to manage the cost of your breast augmentation:

• HSA/FSA: If you have a Health Savings Account (HSA) or a Flexible Spending Account (FSA), you can use these funds to cover ancillary expenses related to breast augmentation, such as medications, pre-surgical testing, and compression garments.
• Personal Loans: Many individuals opt for personal loans from banks or credit unions to fund their breast augmentation. This option can provide the necessary funds upfront while allowing you to repay over time.

Regardless of which option you choose, know that you’re not alone. Financing is a popular and empowering option for many of our patients.

A Word of Caution About Promotional Pricing

Promotional pricing may seem attractive, but those short-term savings may have long-term financial consequences. Working with a board-certified plastic surgeon who specializes in breast augmentation means you’re not just paying for a procedure; you’re investing in your safety, confidence, and well-being.

An experienced surgeon understands the nuances of the procedure and can anticipate potential challenges, reducing the likelihood of complications. In the long run, opting for high-quality care can save you money by minimizing the need for revision surgeries, which can be significantly more costly.

Start Your Journey

Remember: What determines whether your breast augmentation is ‘worth it’ is less about the money you spend and more about how you feel living with the results you get. If you would like to explore your breast augmentation options and the different financing options available, please request a consultation online or call Stoker Plastic Surgery at (310) 300-1779 to get started.